Licensed in All 50 States

Get the Best Rate on
Health Insurance.

Self-employed and paying way too much for health insurance? You're not alone. We compare 200+ carriers to lower your monthly premium and stop the overpaying. Free consultation, no obligation.

See How Much You Could Save (321) 872-4940
★ ★ ★ ★ ★
5.0 on Google — 60+ verified reviews
Darius Mills - Licensed Health Insurance Agent
Nationally Licensed
All 50 States

Trusted Carriers We Work With

UnitedHealthcare Cigna Healthcare Oscar Health Molina Healthcare MultiPlan VSP Vision Care First Health UnitedHealthcare Cigna Healthcare Oscar Health Molina Healthcare MultiPlan VSP Vision Care First Health
Darius Mills - Licensed Health Insurance Agent

Meet Your Agent

About Me
Darius Mills

Darius Mills is the founder and lead advisor at Creative Health Solutions. As a licensed health insurance agent with over a decade of experience, Darius is committed to helping individuals, families, and small businesses across all 50 states find the best health insurance rates available. Based in Florida, serving clients nationwide.

Many people were paying way too much for health insurance -- until they worked with Darius. Now they have better coverage at the best rate possible. Whether you're comparing ACA Marketplace plans or private insurance, Darius walks you through every step. As a broker, he works for you, not the insurance companies -- and his help is always free.

With access to 200+ insurance carriers, Darius compares every option so you don't have to.

50
States Licensed
200+
Insurance Carriers
5.0
Google Rating
$300+
Avg Monthly Savings
National Producer Number
#19871776

Client Reviews

Real People. Real Results.

Every review is from a verified Google client.

★★★★★

"I recently cancelled my insurance because the premium increased tremendously for a mediocre plan with a $10k deductible. A friend referred me to Darius. We scheduled a call the same day. The plan I ultimately selected had better coverage and a low deductible. The best part is the plan is cheaper by $300 per month! I am self employed and can't believe I found a premium that is so affordable. I can't recommend Darius enough."

L
Luckie
Self-Employed Client
★★★★★

"I was struggling to find affordable health insurance. Darius made the process simple and quick, presented the best options for my needs, and took the time to explain everything in detail. Incredibly kind and professional. Highly recommend!"

A
Amanda Someillan
Local Guide
★★★★★

"Extremely knowledgeable, professional, and genuinely helpful. Darius took the time to educate me on all of my options. I never felt rushed or pressured. Thanks to his guidance, I feel confident and at ease with our coverage."

S
Shanelly Rivas
Family Coverage
★★★★★

"Darius is the best! He goes the extra mile for his clients. He helped me find low cost options and even researched which of my doctors accepted the plans before I made the decision. I can always reach out to him."

W
Wyndy Sloan
3+ Year Client
★★★★★

"Darius has been our agent for the last 3 years. Very helpful, knowledgeable, and responsive. Always able to give advice and find policies that meet our health insurance needs. A great job for our family."

J
Joyce McCray
Family Coverage
★★★★★

"Darius has been one of the best agents I have dealt with. He's great at helping me with my needs. I have had him for over two years."

E
Eddie Jones
2+ Year Client
★★★★★

"Darius is great to work with. Answered all our questions and has been our agent for a few years now."

M
Michael McCray
Long-Term Client
★★★★★

"Exceptional business and customer service with many helpful options for better health insurance. Highly trustworthy and recommend. A+"

K
Koeal Braxton
Verified Client
See How Much You Could Save

Coverage Options

Plans That Fit Your Life.

Individual & Family

ACA marketplace and private plans. We help families stop overpaying and lock in the lowest premium available.

Self-Employed & 1099

Independent workers and contractors often qualify for major ACA subsidies. Get the best rate for your variable income.

Group Plans

Small business and employer group health plans. Attract and retain top talent with competitive benefits.

Self-Employed

1099 contractors, freelancers, and business owners. Affordable coverage designed for independent workers.

Dental & Vision

Standalone or bundled dental and vision plans. Protect your smile and eyesight starting under $30/month.

Short-Term & Gap

Between jobs or waiting for open enrollment? Get flexible, affordable gap coverage that can start in 24 hours.

Find My Best Plan

Simple Process

Three Steps to Better Coverage.

1

Take the Quiz

Answer a few quick questions about your coverage needs. Takes less than 2 minutes.

2

Free Consultation

I'll review your options and walk you through the best plans for your situation. No pressure, no obligation.

3

Get Covered

Enroll in the plan you choose. I handle the paperwork and stay available for ongoing support.

Free — No Obligation

See How Much You Could
Save on Health Insurance.

Enter your info and Darius will personally reach out with a free quote. Self-employed clients save over $300/month after we compare 200+ carriers.

By submitting, you agree to our Privacy Policy and Terms of Service. Consent is not a condition of purchase.

✓ No spam. No pressure. Licensed agent. Your info stays private.

Prefer to talk? Call (321) 872-4940

Common Questions

Frequently Asked Questions.

How much does it cost to work with you?

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Nothing. My services are completely free to you. I'm compensated directly by the insurance carriers when you enroll in a plan. There's no markup or hidden cost. You get the same price whether you go direct or through me, but with expert guidance.

How much can I really save on health insurance?

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Most self-employed clients we work with are saving over $300 a month after we compare their options across 200+ carriers. Actual savings depend on your income, household size, location, and current plan. The quiz will help determine how much you could save.

Do I have to wait for open enrollment?

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Not necessarily. If you've had a qualifying life event such as job loss, marriage, moving, or having a baby, you may be eligible for a Special Enrollment Period. I can help you determine if you qualify to enroll outside of open enrollment.

What states do you cover?

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I'm licensed in all 50 states. Whether you're in Florida, New York, California, or anywhere in between, I can help you find coverage. I work with 200+ insurance carriers to find you the absolute best rate in your area.

How long does the process take?

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The quiz takes about 2 minutes. After that, I'll schedule a free phone consultation to review your options, which typically takes 15-30 minutes. Once you choose a plan, enrollment can often be completed the same day.

What if I'm self-employed or a 1099 contractor?

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Self-employed individuals and 1099 contractors often qualify for significant ACA subsidies. Your net self-employment income determines your subsidy amount. I specialize in helping independent workers find affordable coverage that fits their variable income.

Start My Free Quote